leooncierge

Cleo for

Sole traders & freelancers

Income separated, deductions found, accounts ready.

“My freelance income and personal spend finally live apart. Self assessment took an afternoon.”
★★★★★designer, BristolSample

Everything Cleo keeps on top of

Nine things handled for sole traders & freelancers.

01

Income separation

Personal spend and freelance revenue classified automatically.

02

Deductible expenses

Business costs tracked in real time against local tax rules.

03

Grant discovery

Regional and national business grants surfaced as tickets.

04

Self-assessment prep

Sole-trader accounts compiled ready for HMRC or EU tax bodies.

05

Tax reserve

A pot that sets aside what you'll owe as you earn.

06

Multi-venture

Several revenue streams, one clear ledger.

+3
07

Bills and subscriptions

Everything in Everyday money, for your business too.

08

Built with an accountant

Architected with a practising chartered accountant.

09

Ask Cleo

“What can I claim this quarter?” answered from your own data.

One iD, every account. Sign in with your mobile number.

Pricing for sole traders & freelancers

Start on Light, move to Plus when you want Cleo to act for you.

Light

£2.99 / month

Per member, no contract

  • — Aggregated multi-bank wallet
  • — Instant digital debit card
  • — Spending analytics and alerts
  • — Card-linked points on spending
Choose Light

Plus

£9.99 / month

Per member, cancel any time

  • — Automated revenue separation
  • — Deduction maximisation and grant discovery
  • — Self-assessment accounts preparation
  • — Everything in Everyday money Plus
Choose Plus

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